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Group Insurance

Your employees take care of the job. Help take care of them and the families who count on them every day.

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Protecting your employees means protecting the people who count on them, too.

Behind every employee are loved ones who rely on their care, support, and income. MCBL Secure Pinoy Group Life Care helps provide financial protection for those who dependon them when it matters most, giving employees added peace of mind.

MCBL Secure Pinoy Group Life Care is an employee benefit solution designed for businesses with 5 to 200 actively-at-work employees in office-based, clerical, administrative,and other eligible non-hazardous occupations. Through flexible coverage options, pre-approved rate, and a simple enrollment process, it helps employers provide valuable financialprotection for their employees and the loved ones who depend on them.

Death Benefit

Upon the insured employee’s death, the designated beneficiary will receive the applicable death benefit under the Policy to help ease the financial impact of the loss and provide financial support during a difficult time.

Accidental Death, Dismemberment and Disablement (ADD&D) Benefit

Provides an additional benefit in the event of accidental death or covered accidental injuries resulting in permanent disability, dismemberment, or loss of sight.

Total and Permanent Disability (TPD) Benefits

A lump-sum benefit equivalent to the death benefit may be paid if the insured employee remains totally and permanently disabled for six (6) consecutive months and meets the applicable requirements and definition of Total and Permanent Disability under the Policy.

Family Assistance Benefit (FAB)

Upon receipt of satisfactory proof of the insured employee’s death, MCBL will pay the beneficiary an amount equal to 10% of the Basic Plan Sum Assured to help address immediate financial needs following the insured’s passing.

Want to learn more about MCBL Secure Pinoy Group Life Care?

Download the product brochure

Because some jobs carry greater risks, protection matters even more.

Your employees help keep your business moving, often in higher-risk roles. MCBL Secure Pinoy Group Life Care Plus helps provide financial protection for the loved ones whodepend on them and demonstrates your commitment to employee well-being beyond the workplace.

MCBL Secure Pinoy Group Life Care Plus is an employee benefit solution designed for businesses with 5 to 200 actively-at-work employees in higher-risk occupations, such asconstruction, manufacturing, transportation, logistics, retail, and service industries. With flexible coverage options, pre-approved rates, and a simple enrollment process, it helpsemployers provide valuable financial protection for their employees and the loved ones who depend on them.

Death Benefit

Upon the insured employee’s death, the designated beneficiary will receive the applicable death benefit under the Policy to help ease the financial impact of the loss and provide financial support during a difficult time.

Accidental Death, Dismemberment and Disablement (ADD&D) Benefit

Provides an additional benefit in the event of accidental death or covered accidental injuries resulting in permanent disability, dismemberment, or loss of sight.

Total and Permanent Disability (TPD) Benefits

A lump-sum benefit equivalent to the death benefit may be paid if the insured employee remains totally and permanently disabled for six (6) consecutive months and meets the applicable requirements and definition of Total and Permanent Disability under the Policy.

Family Assistance Benefit (FAB)

Upon receipt of satisfactory proof of the insured employee’s death, MCBL will pay the beneficiary an amount equal to 10% of the Basic Plan Sum Assured to help address immediate financial needs following the insured’s passing.

Want to learn more about MCBL Secure Pinoy Group Life Care Plus?

Download the product brochure

Want to learn more about MCBL Secure Pinoy Group Life Care?

Talk to a Financial Sales Associate today.

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