Manulife Philippines and MCBL bring back limited-offer wealth management product Wealth Guarantee

April 21, 2025

MANILA, Philippines – Manulife Philippines and Manulife China Bank Life today announce the limited-time return of Wealth Guarantee, a single-payment insurance plan that helps Filipino customers grow their wealth in seven years through a guaranteed savings plan.

Wealth Guarantee is a medium-term wealth management product that grants policyholders yearly payouts of up to 4.5%¹ over six years. Wealth Guarantee also provides 125% life protection coverage, giving policyholders adequate protection during the plan’s seven-year term plus 100% capital return.

"At Manulife, we are committed to offering our customers financial products and services tailored to their unique needs and aspirations. With its guaranteed annual returns and valuable life protection, Wealth Guarantee is designed to help Filipino customers secure their future through stable returns, helping them achieve financial growth amidst uncertainty and volatility," said Rahul Hora, President and Chief Executive Officer, Manulife Philippines.

"Through the Wealth Guarantee plan, we aim to be Filipinos' reliable and trusted partner in wealth management—enabling their journey toward financial independence," Hora added.

"Financial security should be a year-round priority," said Amy Gochuico, President and Chief Executive Officer, Manulife China Bank Life. "Wealth Guarantee delivers competitive guaranteed annual returns, full capital return at maturity, and life protection coverage so customers can feel confident with their finances while enjoying their lives today."

Wealth Guarantee requires a minimum single premium of PHP 500,000. It will be available for a limited time beginning April 21, 2025, through Manulife financial advisors. It can also be availed through Manulife’s financial sales associates based in China Bank and China Bank Savings branches nationwide.

¹ For a single premium of at least PHP3,000,000; 4.1% payout rate applies to policies with single premium below PHP3,000,000; Subject to market risk factors.

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About Manulife Philippines

The Manufacturers Life Insurance Company opened its doors for business in the Philippines in 1907. Since then, Manulife's Philippine Branch and later The Manufacturers Life Insurance Co. (Phils.), Inc. (Manulife Philippines) has grown to become one of the country's leading life insurance companies. Manulife Philippines is a wholly-owned domestic subsidiary of Manulife Financial Corporation, among the world's largest life insurance companies by market capitalization. Learn more about Manulife Philippines by visiting their website manulife.com.ph and following them on Facebook (facebook.com/ManulifePH), Twitter (@ManulifePH), and Instagram (@manulifeph).

About Manulife China Bank Life

Manulife China Bank Life Assurance Corporation (MCBL) is a strategic alliance between Manulife Philippines and China Bank. MCBL provides a wide range of innovative insurance products and services to China Bank and CBS China Bank Savings customers. MCBL aims to ensure that every client receives the best possible solution to meet his or her individual financial and insurance needs. In 2014, China Bank raised its equity stake to 40% in MCBL.

About Manulife

Manulife Financial Corporation is a leading international financial services provider, helping our customers make their decisions easier and lives better. With our global headquarters in Toronto, Canada, we operate as Manulife across Canada, Asia, and Europe, and primarily as John Hancock in the United States, providing financial advice and insurance for individuals, groups and businesses. Through Manulife Wealth & Asset Management, we offer global investment, financial advice, and retirement plan services to individuals, institutions, and retirement plan members worldwide. At the end of 2024, we had more than 37,000 employees, over 109,000 agents, and thousands of distribution partners, serving over 36 million customers. We trade as ‘MFC’ on the Toronto, New York, and the Philippine stock exchanges, and under ‘945’ in Hong Kong.

Not all offerings are available in all jurisdictions. For additional information, please visit manulife.com.

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Manulife China Bank Life (MCBL) is regulated by the Philippine Insurance Commission and is authorized to provide financial products or services in the Philippines.