Rising Healthcare Costs: A Growing Concern

Filipinos tend to avoid visiting hospitals or going for regular checkups unless their condition is unbearable. This could be due to the cost of medical care, the inability to take time off work, or family obligations. In addition, doctor consultations, hospital fees, treatments, and medications can be costly, leading many to delay or avoid care until it's absolutely necessary. 

Thus, investing in a reliable health plan in the Philippines is one of the most important steps you can take to protect your health and financial well-being. With comprehensive coverage, you won’t have to dip into your savings when faced with unexpected medical emergencies. Not only does it give you peace of mind, but it also allows you to prioritize your health without the fear of financial strain.

How MCBL HealthFlex Can Help You 

MCBL’s HealthFlex is a comprehensive critical illness insurance plan designed to suit your needs and budget, helping you navigate any medical challenge. With coverage for over 100 critical illnesses and flexible payment options, HealthFlex ensures that you are well-prepared and supported throughout your health journey.

Learn more about how HealthFlex can support you:

• Comprehensive Protection: Get comprehensive coverage until age 100, ensuring long-term protection from early-stage diagnosis to recovery. 

• Critical Illness Coverage: This plan covers more than 100 critical illnesses, including major diseases like cancer, heart attack, and stroke. If you’re diagnosed with one of the 60 advanced critical illnesses covered, including cancer, heart attack, or stroke, you’ll receive a lump sum benefit of 100% of your coverage. This can be a financial lifeline during tough times, covering costly treatments and medical care. 

In addition, you get 25% of your Advanced Critical Illness Benefit, plus waived premiums for 1 year, when diagnosed with a covered Early-Stage Critical Illness. If no Advanced Critical Illness claim is made within a year, your coverage returns to 100%, ensuring full protection for future needs.

• Flexible Payment Terms: You can spread out your payments over 5 years, 10 years, or until age 60. Opting for the longest term allows you to manage your cash flow better with payments as low as PHP 77 per day. *

• Long Life Bonus: Earn annual dividends that you can withdraw anytime or leave to accumulate until maturity, offering cash benefits for future needs.

Prioritize Your Health for Better Days Ahead 

Don’t let the fear of medical bills prevent you from seeking the care you need. Take care of your health, work with your medical team for the best health outcomes, and be rest assured. With MCBL HealthFlex, you can protect both your health and your savings, giving you the confidence and security to enjoy better days ahead!

Are you ready to prioritize your health and protect your wealth? Get in touch with us today or check out our products and services here.

*Sample premium for a 30-year-old female with payment terms until age 60

References

1. In Wellness and In Health: A Manulife Study, https://www.manulife.com.ph/about-us/thought-leadership/in-wellness-and-in-health.html